Insurance softens the cost of an aircraft loss. It is sold by the Insurance Agency, a two-stage Airfield Project built only at airfields with a runway: Agency I insures aircraft, Agency II the equipment fitted to them. Both are bought with credits, on the ground at an airfield with an agency, and need a linked Discord account.

A hull policy refunds part of the deductible when the insured type is lost. It is bought once per aircraft type, holds in every region and ends with the next loss of that type. The full deductible is charged first and the refund follows at once.

Equipment cover keeps fitted upgrades when the aircraft is lost. Each item is insured on its own, for a quarter of its price; All equipment insures everything not yet covered at once. It does not need a hull policy and pays no money.

Cover reaches the stage it was bought for. After a Workshop upgrade it can be topped up for a quarter of the price difference. On a loss, fully insured items stay, an item insured to an earlier stage falls back to that stage, and uninsured items are lost. Every cover of the lost type is then used up.

• Insurance > Overview shows the current aircraft type and each fitted item with its cover, anywhere.
• Insurance > Buy Insurance holds Aircraft (Agency I) and Equipment (Agency II), at an agency only.
• Insurance > Find nearest Insurance Agency gives bearing and range to the nearest agency.

• Aircraft Losses
• Upgrades
• Credits
• Projects